General Applicable Disclaimers

The following is generally applicable to all electronic messages you receive from Smartguy Technologies, LLC. and its affiliates:
This is a confidential communication between sender and its intended recipient.

We retain copies of messages and monitor them
Smartguy Technologies, LLC. reserves the right, to the extent permitted by applicable law, to monitor electronic communications and store such messages in a manner and at a location within Smartguy Technologies, LLC.’s discretion.

This message is not intended as an official communication
Unless otherwise agreed, an electronic message is not intended as an official document or confirmation, and we do not accept responsibility for, or guarantee it to be, accurate, timely, secure, error or virus-free. The information in this communication is provided purely as an informational courtesy.

Information may not be secure when transmitted over the Internet
Smartguy Technologies, LLC. makes no representation or warranty that electronic messages will be confidential. Electronic messages may be intercepted or accessed by unauthorized or unintended parties, may not arrive at the intended destination, or may not arrive in the form transmitted. Smartguy Technologies, LLC. has the ability to make information available through secure electronic transmissions. Please contact the sender if you wish to receive secure transmissions.

Electronic messages may be delayed, and information in electronic messages may be not be up to date and may not be updated
Electronic message communications cannot be guaranteed to be timely, secure or error free. Information provided speaks only as of its date. We have not undertaken, and will not undertake, any duty to update the information or otherwise advise you of changes in our opinion or in the research or information we make available to you.

Electronic messages should not be confused with a research report
Unless otherwise noted, electronic messages do not constitute Smartguy Technologies, LLC. research even if they refer to a research or analyst report. Unless otherwise indicated, any views expressed are those of the author alone and may differ from others within Smartguy Technologies, LLC., including those of Smartguy Technologies, LLC.’s Research Department.
This message is not intended to serve as an offer or solicitation
This message is not an offer (or solicitation of an offer) to buy or sell the securities or instruments that may be mentioned.

Third Party Data
The data contained in a communication may be obtained from a variety of sources and may be subject to change. Smartguy Technologies, LLC. and its affiliates disclaim any and all liability for the information, including without limitation, any express or implied representations or warranties for information or errors contained in, or omissions from, the information. Smartguy Technologies, LLC. and its affiliates, employees and officers shall not be liable for any loss or liability suffered by you resulting from the provision to you of the information or your use or reliance in any way on the information.

SMS Delivery of Data
By accepting the receipt of this message, you confirm that you are authorised to do so and acceptance of this material would not be in breach of your internal policies and procedures for you to receive this information in this manner.

Privacy
For further information on how Smartguy Technologies, LLC. processes your personal information, please see the Privacy Pledge.

Spam
Please contact the sender if you would prefer not to receive further electronic communications.

Voice Recording
In accordance with applicable laws and regulations, Smartguy Technologies, LLC. records certain telephone conversations with outside parties. By communicating with Smartguy Technologies, LLC., you consent to the voice recording of conversations with personnel of Smartguy Technologies, LLC..